Klarna — Pay in 3

Pay in 3 interest-free instalments

Spread the cost of your Verra Outdoors purchase across 3 interest-free instalments with Klarna.

Your first payment is made when your order is confirmed, with the remaining two payments automatically scheduled approximately 30 and 60 days later.

Select Klarna at checkout and follow the instructions to complete your purchase.

3 interest-free instalments with Klarna.
Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. Subject to status. Ts&Cs and late fees apply.

Frequently Asked Questions

What is Klarna?

Klarna is a payment provider that gives eligible customers flexible ways to pay for purchases. Depending on the options available for your order, Klarna may allow you to pay immediately, pay later, or spread the cost over instalments.

How does Klarna Pay in 3 work?

Pay in 3 allows eligible customers to divide their purchase into three equal instalments.

The first instalment is taken when the purchase is confirmed, followed by the remaining instalments according to the payment schedule provided by Klarna.

You can view and manage your payment schedule through your Klarna account or app.

Is Klarna Pay in 3 interest-free?

Yes. Klarna's UK-approved wording allows Pay in 3 to be described as 3 interest-free instalments, subject to status and the applicable terms.

Are there any fees?

Pay in 3 is advertised as interest-free. However, terms and late fees may apply, so you should review Klarna's terms before confirming your purchase.

Who is eligible for Klarna Pay in 3?

Klarna determines eligibility for each purchase. Availability can depend on factors such as your circumstances, order value, and other information assessed by Klarna.

Will Klarna perform a credit check?

Klarna may carry out an assessment when you apply for a payment option. The type of check can depend on the Klarna product and your circumstances.

Klarna will provide the relevant information during the checkout process.

Why wasn't Klarna Pay in 3 offered to me?

Klarna payment options are not guaranteed for every order or customer. Klarna assesses each purchase individually and determines which payment options are available.

Being approved for Klarna on a previous purchase does not guarantee that the same option will be available for a future order.

What information do I need to use Klarna?

You may be asked to provide information such as your name, billing address, email address, mobile number, and debit or credit card details.

Please make sure your information is accurate so Klarna can process your payment and send you relevant notifications.

When are my payments taken?

For Pay in 3, the first payment is generally taken when the purchase is confirmed, with subsequent payments scheduled according to Klarna's payment plan.

Your exact payment dates and amounts will be shown by Klarna before you complete your purchase.

Can I pay my Klarna balance early?

Yes. You can manage your Klarna payments and, where available, make payments early through your Klarna account or app.

What happens if I miss a payment?

Klarna will manage missed or late payments according to the applicable terms of your payment agreement.

Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. Subject to status. Ts&Cs and late fees apply.

If you're having difficulty making a payment, contact Klarna directly.

Orders, Returns & Refunds

What happens if I cancel my order?

If Verra Outdoors accepts your cancellation and a refund is due, we will process the refund through the original payment method.

Klarna will then update or cancel the relevant future payments once the refund has been processed.

What happens if I return my order?

Our normal Verra Outdoors Returns Policy applies.

Once an approved return or refund has been processed by Verra Outdoors, Klarna will update the relevant payment arrangement.

What happens if I make a partial return?

If a partial refund is approved, Klarna will update the outstanding payment balance or schedule accordingly.

You can check the latest status of your payment through your Klarna account.

I've received a Klarna payment notification but haven't received my order. What should I do?

First, contact Verra Outdoors to check your order and delivery status.

If necessary, you can also contact Klarna through your Klarna account regarding your payment.

Payment & Security

Is my payment information safe?

Klarna manages the payment process through its own payment infrastructure. Payment information is handled through the relevant payment service rather than being processed as a standard Verra Outdoors card transaction.

For detailed information about Klarna's security and privacy practices, please refer to Klarna directly.

Does Verra Outdoors store my Klarna card details?

Klarna manages the relevant payment information for Klarna transactions. Verra Outdoors does not need to handle your Klarna payment details as a normal card payment.

Where can I see my Klarna payment schedule?

You can view your Klarna purchases, payment schedules, and payment information through the Klarna app or your Klarna account.

Klarna & Verra Outdoors

Can I use Klarna for Verra aluminium fencing?

If Klarna is available for your order, you can select it at checkout for eligible purchases.

This may allow you to spread the cost of products such as aluminium fencing, gates, privacy screens, posts, and accessories.

Can I use Klarna for a large Verra order?

Klarna determines whether its payment options are available for a particular transaction. Availability can vary depending on the order and customer eligibility.

For larger commercial, landscaping, architectural, or development projects, you can also contact Verra Outdoors directly to discuss your project requirements.

Can I use Klarna for custom or made-to-order products?

Klarna availability depends on the transaction and eligibility.

For custom or made-to-order products, please review our applicable cancellation and returns terms before placing your order.

About Klarna

Klarna provides flexible payment solutions that allow eligible customers to choose how and when they pay for purchases.

At Verra Outdoors, Klarna is offered as an additional payment option to make purchasing our premium aluminium fencing, gates, privacy screens, posts, and architectural outdoor systems more flexible.

Klarna independently manages eligibility, payment schedules, and credit decisions.

Important Information

Klarna payment options are subject to status, eligibility, and applicable terms and conditions.

For UK customers, Klarna's Pay in 3 and Pay in 30 products became regulated Deferred Payment Credit products from 15 July 2026. Klarna Financial Services UK Limited is authorised and regulated by the Financial Conduct Authority for these activities.

If you advertise Pay in 3 on your website, Klarna requires its approved promotional wording and the associated risk disclosure to appear directly alongside the promotion, rather than hiding it elsewhere on the website.

Recommended payment badge on your Verra website

Use:

3 interest-free instalments with Klarna

Immediately alongside it, use the required disclosure: